M-Pesa Charges 2024: M-Pesa Transaction Charges/Tariffs

Kenyans in Kenya and anywhere in the world including the US, UK, UAE, Qatar and Saudi Arabia looking to know the M-Pesa charges involved either when sending money, withdrawing from an M-Pesa agent, sending to an M-Pesa paybill or till number in 2024. Kenyastax.com has compiled the M-Pesa charges 2024 provided by Safaricom to its customers.

What is it?

M-Pesa charges 2024 provided by Safaricom PLC to charge Kenyans for various Mpesa transactions in 2024.

M-Pesa has come a long way since its launch in Kenya in 2007 by Safaricom and Vodafone. The mobile payment platform is now an integral part of Kenyans’ daily lives. Kenyans can buy goods and services from the comfort of their home just by using their phone for a few minutes. An example is the payment of DStv packages via M-Pesa where a customer just needs the paybill of DStv to be able to pay for his package in a matter of seconds. However, there are transactional costs involved when using M-Pesa which I have compiled below.

Also read: M-Pesa Reversal:What is it? And How to do it?

M-Pesa Charges 2024
(Patrick Meinhardt/Bloomberg via Getty Images)

M-Pesa Sending And Withdrawal Charges

Below are the M-Pesa charges 2024 involved in M-Pesa transactions in Kenya.

M-Pesa Sending Charges to other M-Pesa Users, Pochi la Biashara and Business Till to customer

Min(KES)Max(KES)Mpesa Charges
149FREE
50100FREE
1015007
501100013
1000150023
1501250033
2501350053
3501500057
5001750078
750110,00090
10,00115,000100
15,00120,000105
20,00135,000108
35,00150,000108
50,001250,000108
Mpesa Sending Charges 2024

M-Pesa Sending Charges to Other Registered mobile money users(Airtel money, Telkom’s T-Kash)

Here are the M-Pesa sending charges to users who have registered on other mobile money platforms such as Telkom’s T-Kash and Airtel Money.

Min(KES)Max(KES)Mpesa charges
149FREE
50100FREE
1015007
501100013
1000150023
1501250033
2501350053
3501500057
5001750078
750110,00090
10,00115,000100
15,00120,000105
20,00135,000108
35,00150,000108
50,001250,000108

M-Pesa Sending Charges to Unregistered Users

Here are the M-Pesa charges for sending money to users whose Safaricom line is not yet registered in 2024.

Min(KES)Max(KES)M-Pesa charges
149N/A
50100N/A
10150047
501100051
1000150061
1501250076
25013500115
35015000139
50017500171
750110,000211
10,00115,000273
15,00120,000296
20,00135,000318
35,00150,000318
50,001250,000318

M-Pesa Withdrawal Charges

Below are the M-Pesa withdrawal charges you can use to withdraw from an agent in 2024. These charges are also displayed on an M-Pesa charges chart at an M-Pesa agent’s outlet.

Min(KES)Max(KES)Withdrawal rates
149N/A
5010011
10150029
501100029
1000150029
1501250029
2501350052
3501500069
5001750087
750110,000115
10,00115,000167
15,00120,000185
20,00135,000197
35,00150,000278
50,001150,000309

M-Pesa ATM Withdrawal Charges

These rates are for M-Pesa withdrawals through ATMs in 2024.

Min(KES)Max(KES)Charges
200250035
2501500069
500110,000115
10,00120,000203

Also read: Mpesa to Paypal: How to send money from Mpesa to Paypal in 2021

Frequently Asked Questions(FAQs) on M-Pesa Charges

What is the Maximum amount M-Pesa can hold?

The maximum balance an M-Pesa account can hold is KES 500,000.

What is the Maximum daily transaction amount on M-Pesa?

The maximum daily transaction amount on M-Pesa is KES 500,000. However, you can only transact a maximum amount of KES 250,000 per transaction.

What is the minimum M-Pesa withdrawal limit?

The minimum withdrawal limit on M-Pesa is KES 50.

How much does it cost to withdraw KES 1,000 from Mpesa?

It costs KES 29 to withdraw KES 1000 from M-Pesa.

How much does it cost to withdraw KES 5,000 from M-Pesa?

KES 69.

How much does it cost to withdraw KES 10,000 from M-Pesa?

KES 115.

How much does Mpesa charge to withdraw 100?

KES 11.

How much does it cost to send 50000 via M-Pesa?

It costs KES 108 to send 50,000 to another M-Pesa user.

How much is it to send 2500 via Mpesa?

It costs KES 33 to send 2500 to another M-Pesa user.

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