M-Pesa Charges 2022: M-Pesa Sending and Withdrawal Rates

Kenyans looking to know the M-Pesa charges involved either when sending money, withdrawing from an M-Pesa agent, sending to an M-Pesa paybill or till number etc.Kenyastax.com has compiled the M-Pesa charges 2022 provided by Safaricom to its customers.

What is it?

M-Pesa charges 2022 provided by Safaricom PLC to charge Kenyans for various Mpesa transactions.

M-Pesa has come a long way since its launch in Kenya in 2007 by Safaricom and Vodafone.The mobile payment platform is now an integral part of Kenyans’ daily lives.Kenyans can buy goods and services from the comfort of their home just by using their phone for a few minutes.An example is payment of DStv packages via M-Pesa where a customer just needs the paybill of DStv to be able to pay for his package in a matter of seconds. However, there are transactional costs involved when using M-Pesa which I have compiled below.

Also read: M-Pesa Reversal:What is it? And How to do it?

M-Pesa Sending And Withdrawal Rates (2022)

Below are the M-Pesa charges 2022 involved in M-Pesa transactions in Kenya.

M-Pesa Sending Charges to other M-Pesa Users, Pochi la Biashara and Business Till to customer

Min(Ksh.)	Max(Ksh.)	Mpesa Charges
1	49	FREE
50	100	FREE
101	500	6
501	1000	12
1000	1500	22
1501	2500	32
2501	3500	51
3501	5000	55
5001	7500	75
7501	10,000	87
10,001	15,000	97
15,001	20,000	102
20,001	35,000	105
35,001	50,000	105
50,001	150,000	105

M-Pesa Sending Charges to Other Registered mobile money users(Airtel money,Telkom’s T-Kash)

Here are the M-Pesa sending charges to users who have registered on other mobile money platforms such as Telkom’s T-Kash and Airtel Money.

Min(Ksh.)	Max(Ksh.)	Mpesa charges
1	49	FREE
50	100	FREE
101	500	6
501	1000	12
1000	1500	22
1501	2500	32
2501	3500	51
3501	5000	55
5001	7500	75
7501	10,000	87
10,001	15,000	97
15,001	20,000	102
20,001	35,000	105
35,001	50,000	105
50,001	150,000	105

M-Pesa Sending Charges to Unregistered users

Here are the M-Pesa charges for sending money to users whose Safaricom line is not yet registered.

Min(Ksh.)	Max(Ksh.)	M-Pesa charges
1	49	N/A
50	100	N/A
101	500	45
501	1000	49
1000	1500	59
1501	2500	74
2501	3500	112
3501	5000	135
5001	7500	166
7501	10,000	205
10,001	15,000	265
15,001	20,000	288
20,001	35,000	309
35,001	50,000	N/A
50,001	150,000	N/A

M-Pesa Withdrawal Rates

Below are the M-Pesa withdrawal charges you can use to withdraw from an agent.These charges are also displayed on an M-Pesa charges chart at an M-Pesa agent’s outlet.

Min(Ksh.)	Max(Ksh.)	Withdrawal rates
1	49	N/A
50	100	10
101	500	27
501	1000	28
1000	1500	28
1501	2500	28
2501	3500	50
3501	5000	67
5001	7500	84
7501	10,000	112
10,001	15,000	162
15,001	20,000	180
20,001	35,000	191
35,001	50,000	270
50,001	150,000	300

M-Pesa ATM Withdrawal Rates

These rates are for M-Pesa withdrawal through ATM.

Min(Ksh.)	Max(Ksh.)	Charges
200	2500	34
2501	5000	67
5001	10,000	112
10,001	20,000	197

Also read: Mpesa to Paypal: How to send money from Mpesa to Paypal in 2021

M-Pesa Paybill Charges

Looking to know the Mpesa charges involved when sending money to a Paybill? Well, download the Mpesa Paybill charges PDF from Safaricom PLC.

Frequently Asked Questions(FAQs) on M-Pesa Rates

What is the Maximum amount M-Pesa can hold?

The maximum balance an M-Pesa account can hold is Ksh. 300,000.

What is the minimum M-Pesa withdrawal limit?

The minimum withdrawal limit on M-Pesa is Ksh. 50.

How much does it cost to withdraw Ksh.1,000 from Mpesa?

It costs Ksh. 28 to withdraw Ksh. 1000 from M-Pesa .

How much does it cost to withdraw Ksh.5,000 from M-Pesa?

Ksh. 67.

How much does it cost to withdraw Ksh.10,000 from M-Pesa?

Ksh. 112.

How much does Mpesa charge to withdraw 100? –

Ksh. 10.

How much does it cost to send 50000 via M-Pesa?

It costs Ksh. 105 to send 50,000 to another M-Pesa user.

How much is it to send 2500 via Mpesa?

It costs Ksh. 32 to send 2500 to another M-Pesa user.